Financement
HCSF Underwriting Code
Macroprudential Real Estate Credit Underwriting Directive
Definition
The binding credit criteria supervised by the French central bank, putting a definitive 35% cap over residential borrower income stress test thresholds and stopping mortgage terms at 25 years.
FR
Banque de France / HCSF
Régulation des critères macroprudentiels du crédit immobilier
Keywords
bdfbanque de francehcsfnormes octroitaux d effortduree credit