Financement
LTI Ratio
Loan-To-Income Ratio
Definition
A standard macro-prudential banking metric assessing borrower risk (capped at 35% in France by financial regulators). It calculates the percentage of a household's net income consumed by recurring debt obligations.
FR
LTI / Taux d'Effort
Ratio Loan-to-Income
Keywords
ltitaux d effortbanquecreditrisque defautcapacite emprunt